4 Strategies a Car Insurer May Use to Try to Weasel Themselves out of Paying a Claim

<p style&equals;"text-align&colon; justify&semi;">Injuries sustained in a car accident negatively impact a person’s life in a variety of ways&period; When the victim of this accident is denied fair compensation for his or her injuries and pain and suffering&comma; the effects of the accident seem to multiply&period; However&comma; auto insurance companies operate to make a profit and will do everything possible to avoid paying a claim or to minimize the amount the victim receives&period; What strategies do they use to accomplish this goal&quest;<&sol;p>&NewLine;<h2>Friendly Phone Calls<&sol;h2>&NewLine;<hr &sol;>&NewLine;<p style&equals;"text-align&colon; justify&semi;">Insurers often call victims to check on them and say they just need a better understanding of what happened&period; They then record this call and use any statements the victim made against him or her in court&period; The goal of this call is to trick the victim into saying something that is detrimental to their claim&comma; and men and women need to know they don’t have to provide a statement&period; Answering simple questions about one’s well being can be damaging to the case&comma; so it’s best to leave these calls to an attorney such as those at <a href&equals;"https&colon;&sol;&sol;www&period;bensonbingham&period;com&sol;" target&equals;"&lowbar;blank" rel&equals;"noopener">www&period;bensonbingham&period;com<&sol;a> to handle&period;<&sol;p>&NewLine;<h2>Missing Evidence<&sol;h2>&NewLine;<hr &sol;>&NewLine;<p style&equals;"text-align&colon; justify&semi;">Insurance companies may recommend clients hide evidence following an accident&period; For example&comma; if the accident involves a tractor-trailer the insurer may recommend the driver’s <a href&equals;"https&colon;&sol;&sol;cms&period;fmcsa&period;dot&period;gov&sol;regulations&sol;rulemaking&sol;2011-32696" target&equals;"&lowbar;blank" rel&equals;"noopener">log books<&sol;a> disappear so they can not be used in court&period; Although this isn’t legal&comma; the insurer may suggest it be done anyway and claim the book was lost or destroyed in the accident&period; Even in those situations where evidence isn’t hidden or destroyed&comma; it might not be turned over to the victim for use in the case&period;<&sol;p>&NewLine;<h2>Delayed or Denied Payments<&sol;h2>&NewLine;<hr &sol;>&NewLine;<p style&equals;"text-align&colon; justify&semi;">Another tactic insurance companies often use to avoid paying out a claim involves delaying or denying payments to a victim&period; They do so in hopes the victim will give up on collecting the funds and move on with life&period; Sadly&comma; many victims do exactly this because they get tired of fighting and just want the case to be over&period; Don’t let the insurance company get away with not paying the compensation that is deserved&period; Hire an attorney for assistance in collecting the funds in a timely manner&period;<&sol;p>&NewLine;<h2>Quick Settlements<&sol;h2>&NewLine;<hr &sol;>&NewLine;<p style&equals;"text-align&colon; justify&semi;">Insurance companies often try to offer a settlement to a victim immediately after an accident&period; This offer tends to be much lower than what the <a href&equals;"https&colon;&sol;&sol;www&period;nolo&period;com&sol;legal-encyclopedia&sol;how-do-insurers-value-injury-29976&period;html" target&equals;"&lowbar;blank" rel&equals;"noopener">claim<&sol;a> is actually worth&comma; and the insurance company is counting on the victim not knowing how much he or she could receive if the case moves forward&period; When an insurance company offers to settle quickly&comma; it’s a sign they are hiding something from the victim&period; Contact an attorney to learn more about the value of the claim and whether the settlement is fair&period; In some cases&comma; it may be&period; In others&comma; however&comma; the victim isn’t being treated fairly and he or she will need to decline the settlement and move forward with a legal case to obtain adequate compensation&period;<&sol;p>&NewLine;<p style&equals;"text-align&colon; justify&semi;">Don’t hesitate to seek legal guidance if you are injured in a motor vehicle accident&period; Attorneys working in this field typically offer free consultations and work on a contingency basis&period; As a result&comma; victims find they can obtain the information they need and move forward with a case when compensation is deserved without fear of doing more damage to their finances in the process&period; Furthermore&comma; those who take this step know their rights will be protected at all times&comma; which is the most important thing&period;<&sol;p>&NewLine;