Finance and Law

What Should You Do If You’re Unable to Pay Your Tax Bill?

<p style&equals;"text-align&colon; justify&semi;">Paying off your tax debts to the federal government is not optional&comma; but the IRS doesn’t know whether someone is in a position to pay off those taxation bills or not&period; <a href&equals;"https&colon;&sol;&sol;newsforpublic&period;com&sol;worth-hiring-company-taxes&sol;">Failure to pay taxes<&sol;a> can result in the IRS sending a notice of levy&comma; which essentially grants them the right to sell of the tax defaulter’s assets&comma; cease bank accounts&comma; directly debit monetary sums&comma; and more to settle the tax debts with penalties included&period;<&sol;p>&NewLine;<p style&equals;"text-align&colon; justify&semi;">However&comma; if you are really unable to pay off the taxes in time due to one reason or the other&comma; all hope is not lost&period; There are a few ways to tackle the problem&comma; which we will discuss next&period;<&sol;p>&NewLine;<h2>Contact a Tax Consultant Before Things Become Too Bad<&sol;h2>&NewLine;<hr &sol;>&NewLine;<p style&equals;"text-align&colon; justify&semi;">It’s best if you consult an expert before the IRS takes serious action&comma; but just in case you have already received a <a href&equals;"https&colon;&sol;&sol;www&period;levytaxhelp&period;com&sol;solutions&sol;levies&sol;what-is-a-notice-of-levy&sol;" target&equals;"&lowbar;blank" rel&equals;"noopener">notice of levy<&sol;a> or lien&comma; you should immediately contact a tax consultation service&period; They can start negotiating with the Internal Revenue Service &lpar;IRS&rpar; on your behalf&comma; to come to a mutual solution&period; Given that they are experts in tax law&comma; your consultants will also be able to guide you towards taking the best possible course of action in light of the situation&period; This may or may not involve establishing a gradual repayment system with the IRS&period;<&sol;p>&NewLine;<h2>Pay as Much as You Can within the Last Date<&sol;h2>&NewLine;<hr &sol;>&NewLine;<p style&equals;"text-align&colon; justify&semi;">If you are not a defaulter yet&comma; but you know you cannot pay the whole tax amount in due time&comma; simply pay as much of the total as you can within the deadline&comma; and then file your taxes with a Form 9465 attached&period;<&sol;p>&NewLine;<h2>Understand Form 9465<&sol;h2>&NewLine;<hr &sol;>&NewLine;<p style&equals;"text-align&colon; justify&semi;"><a href&equals;"https&colon;&sol;&sol;www&period;irs&period;gov&sol;forms-pubs&sol;about-form-9465" target&equals;"&lowbar;blank" rel&equals;"noopener">Form 9465<&sol;a> is also called the Installment Agreement Request form&period; By attaching it with the return&comma; you will be asking the IRS to grant you an installment plan for paying off there maining dues in monthly installments&period; The form should also specify the following&colon;<&sol;p>&NewLine;<ul style&equals;"text-align&colon; justify&semi;">&NewLine;<li>The tenure&comma; or how long the taxpayer wishes to take in order to pay off his&sol;her tax dues<&sol;li>&NewLine;<li>The amount of money the taxpayer wishes to pay every month during the tenure of the installment plan<&sol;li>&NewLine;<li>The exact date on which the taxpayer wishes to make the payment every month<&sol;li>&NewLine;<&sol;ul>&NewLine;<p style&equals;"text-align&colon; justify&semi;">If the total due amount is below &dollar;25&comma;000 and the taxpayer is willing to pay it off in five years or less&comma; chances of approval are almost assured in most cases&period; Although a mandatory charge of &dollar;43 is unavoidable&comma; if the taxpayer acted before receiving a notice of levy and filed his&sol;her return in due time with Form 9465&comma; they will only have to pay a 0&period;25&percnt; penalty on the due balance every month&comma; instead of 0&period;5&percnt;&comma; which is the standard for those who do not file in time&period; Additionally&comma; a 5&percnt; penalty per month on the due balance can also be completely avoided by paying as much of the tax as possible and filing the return with Form 9465&comma; within the deadline&period;<&sol;p>&NewLine;<p style&equals;"text-align&colon; justify&semi;">In exceptional scenarios&comma; if the Internal Revenue Service finds that the taxpayer is truly unable to pay off their tax debt&comma; even with an installment plan&comma; they may reduce the debt and settle for a significantly smaller amount&period; However&comma; that will only be applicable if the taxpayer sends <a href&equals;"https&colon;&sol;&sol;www&period;irsvideos&period;gov&sol;Individual&sol;PayingTaxes&sol;CompletingForm656-OfferInCompromiseApplication" target&equals;"&lowbar;blank" rel&equals;"noopener">Form 656 &lpar;Offer in Compromise&rpar;<&sol;a> and Form 433A &lpar;Collection Information Statement&rpar; in due time to the IRS&comma; along with the tax filing returns&period;<&sol;p>&NewLine;

Hardik Patel

Hardik Patel is a Digital Marketing Consultant and professional Blogger. He has 16+ years experience in SEO, SMO, SEM, Online reputation management, Affiliated Marketing and Content Marketing.

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