Finance and Law

Have You Been Injured at Work? Then You Deserve to Be Compensated, and Here’s How

<p style&equals;"text-align&colon; justify&semi;">Workplace injuries and fatalities have decreased in Montana&period; Yet&comma; according to the <a href&equals;"https&colon;&sol;&sol;billingsgazette&period;com&sol;news&sol;state-and-regional&sol;montana&sol;montana-ranks-among-the-most-dangerous-states-to-work-in&sol;article&lowbar;851635f4-5bc2-533d-b2e8-a27d4da79303&period;html">Billings Gazette<&sol;a>&comma; &OpenCurlyDoubleQuote;Montana ranks among the worst states in the country for workplace injuries and illnesses&comma; for reasons that continue to elude state officials&period;”<&sol;p>&NewLine;<p style&equals;"text-align&colon; justify&semi;">Montana’s Department of Industry and Labor reported 2016 experience at 4&period;2 injuries for every 100 full-time workers with manufacturing accounting for 5&period;4 per 100 full-time workers and construction reporting 4&period;9 injuries per 100 workers&period;<&sol;p>&NewLine;<h2 style&equals;"text-align&colon; justify&semi;">If you have been injured at work&comma; then you deserve to be compensated&period; Here’s how<&sol;h2>&NewLine;<hr &sol;>&NewLine;<h3 style&equals;"text-align&colon; justify&semi;">File your report<&sol;h3>&NewLine;<p style&equals;"text-align&colon; justify&semi;">If you are able&comma; you must report any injury on the job to your supervisor&comma; workers’ compensation insurer&comma; or employer immediately&period; There is nothing to gain by putting the report off&period;<&sol;p>&NewLine;<ul style&equals;"text-align&colon; justify&semi;">&NewLine;<li>If you are <a href&equals;"https&colon;&sol;&sol;newsforpublic&period;com&sol;personal-injury-case&sol;">hurt in an accident<&sol;a>&comma; you must report it within 30 days of the occurrence&period;<&sol;li>&NewLine;<li>If you are suffering from an occupational disease&comma; you have a year from when you knew or should have known about your condition&period;<&sol;li>&NewLine;<&sol;ul>&NewLine;<p style&equals;"text-align&colon; justify&semi;">You should report even apparently minor injuries&period; Any report should include the time&comma; date&comma; and circumstances of the injury&period; The employer’s insurer has 30 days to accept or deny your First Report of Injury &lpar;FROI&rpar;<&sol;p>&NewLine;<h3 style&equals;"text-align&colon; justify&semi;">Secure medical attention<&sol;h3>&NewLine;<p style&equals;"text-align&colon; justify&semi;">Employers have primary liability for workplace safety&period; So&comma; they must provide immediate medical assistance&period; Employers must have in place protocols for treating minor injuries&period; But&comma; they must have processes for notifying first responders in the event of more serious injuries&period; Most employers have working relationships with local medical treatment centers recommended by the workers’ comp insurer&period;<&sol;p>&NewLine;<p style&equals;"text-align&colon; justify&semi;">Employees are expected to cooperate with their employer’s policies and procedures&comma; but they have a right to pursue care with medical professionals of their own choice&period;<&sol;p>&NewLine;<h3 style&equals;"text-align&colon; justify&semi;">Understand the workers’ comp benefits<&sol;h3>&NewLine;<p style&equals;"text-align&colon; justify&semi;">Employers are required to secure and maintain workers’ compensation insurance for all employees&period; If the claim does not meet problems&comma; the insurance will pay medical bills&comma; prescription drugs&comma; mileage for care&comma; two-thirds of an employee’s weekly pay&comma; and rehabilitation costs&period;<&sol;p>&NewLine;<p style&equals;"text-align&colon; justify&semi;">If you are not able to return to your work&comma; the employer must assign you to comparable work and pay&period; And&comma; if you cannot return to work respecting your education and experience&comma; you can pursue a financial settlement for your current and future losses&period;<&sol;p>&NewLine;<ul style&equals;"text-align&colon; justify&semi;">&NewLine;<li>The <a href&equals;"https&colon;&sol;&sol;www&period;greatfallstribune&period;com&sol;story&sol;news&sol;2018&sol;02&sol;28&sol;decrease-okd-workers-comp-loss-cost-rates&sol;383445002&sol;" target&equals;"&lowbar;blank" rel&equals;"noopener">Great Falls Tribune<&sol;a> &lpar;02&sol;&sol;28&sol;2018&rpar; reported&comma; &OpenCurlyDoubleQuote;State Insurance Commissioner Matt Rosendale said Wednesday he approved a nearly 11 percent reduction in Montana workers’ compensation loss costs&period;” And&comma; that’s good news for employers and employees because it allows employers to spend their money better and because it indicates fewer employees have suffered injuries&period;<&sol;li>&NewLine;<&sol;ul>&NewLine;<h2 style&equals;"text-align&colon; justify&semi;">Have you been injured at work&quest;<&sol;h2>&NewLine;<hr &sol;>&NewLine;<p style&equals;"text-align&colon; justify&semi;">If you have been injured at work&comma;  you may feel you have not been compensated as you deserve&period; This is not a do-it-yourself project&period; You need help from an <a href&equals;"https&colon;&sol;&sol;www&period;stinsonlawyers&period;com&sol;" target&equals;"&lowbar;blank" rel&equals;"noopener">injury lawyer <&sol;a>to navigate the sometimes rough waters of insurance&comma; medical&comma; and court issues that threaten your securing the compensation necessary to make you financially whole following your injury&period;<&sol;p>&NewLine;

Hardik Patel

Hardik Patel is a Digital Marketing Consultant and professional Blogger. He has 16+ years experience in SEO, SMO, SEM, Online reputation management, Affiliated Marketing and Content Marketing.

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