Automobile

What Happens If You Wreck a Rental Car?

<p style&equals;"text-align&colon; justify&semi;">When you’re driving&comma; you never want to get in an accident&comma; of course&comma; but you may be even more nervous about that prospect if you’re in a rental car&period; Renting a car is common when people travel&comma; but what happens if you do get in an accident&quest;<&sol;p>&NewLine;<p style&equals;"text-align&colon; justify&semi;">First and foremost&comma; when you’re driving in an unfamiliar place such as a tourist destination and you’re in a rental car&comma; be vigilant and always be aware of what’s around you&period; When we’re in an unfamiliar car and an unfamiliar location&comma; we might be looking at the sites or a map on our phone&comma; and that puts us at a higher risk of being in an accident&period;<&sol;p>&NewLine;<p style&equals;"text-align&colon; justify&semi;">Make sure you’re <a href&equals;"https&colon;&sol;&sol;autojusticeattorney&period;com&sol;more-trucks-on-roadways-increase-potential-for-orlando-accidents&sol;" target&equals;"&lowbar;blank" rel&equals;"noopener">following the rules of the road<&sol;a> as well as paying attention and keep a safe distance from other cars and especially big trucks&period;<&sol;p>&NewLine;<p style&equals;"text-align&colon; justify&semi;">Even if you’ve followed safe driving tips and you still get in an accident when you’re in a rental car&comma; what should you know and what should you do&quest;<&sol;p>&NewLine;<h2 style&equals;"text-align&colon; justify&semi;">Make Sure Everyone Is Safe<&sol;h2>&NewLine;<hr &sol;>&NewLine;<p style&equals;"text-align&colon; justify&semi;">Whether you’re in a rental car or not&comma; <a href&equals;"https&colon;&sol;&sol;www&period;kiplinger&period;com&sol;article&sol;cars&sol;T004-C001-S002-who-pays-when-you-crash-a-rental-car&period;html" target&equals;"&lowbar;blank" rel&equals;"noopener">if you’re ever in an accident<&sol;a>&comma; even one that seems minor&comma; your first step should be ensuring everyone is okay&period;<&sol;p>&NewLine;<p style&equals;"text-align&colon; justify&semi;">Check the scene if any other cars are involved&comma; and if anyone could even seemingly be hurt&comma; call 911 immediately&period; If you’re worried about the possibility of an explosion&comma; step far away from the vehicle and clear the area&period;<&sol;p>&NewLine;<h2>Take Pictures and Get Contact Information<&sol;h2>&NewLine;<hr &sol;>&NewLine;<p style&equals;"text-align&colon; justify&semi;">If everyone is okay and no one is hurt&comma; then you can start moving on to the other steps you should take&period; First&comma; exchange both contact and insurance information with the other person&comma; if there is another car involved in the wreck&period;<&sol;p>&NewLine;<p style&equals;"text-align&colon; justify&semi;">Don’t talk about the fact that you’re driving a rental car&comma; don’t go into details of the accident and never admit any type of fault&period;<&sol;p>&NewLine;<p style&equals;"text-align&colon; justify&semi;">Take pictures of everything and then leave the scene as soon as you can do so safely&period;<&sol;p>&NewLine;<p style&equals;"text-align&colon; justify&semi;">The less you say at the scene of any accident&comma; typically the better&period;<&sol;p>&NewLine;<h2>Contact the Rental Car Company<&sol;h2>&NewLine;<hr &sol;>&NewLine;<p style&equals;"text-align&colon; justify&semi;">The biggest difference when you initially get in an accident in your own car versus a rental car is that you need to contact the rental car company as soon as you can&period;<&sol;p>&NewLine;<p style&equals;"text-align&colon; justify&semi;"><a href&equals;"https&colon;&sol;&sol;www&period;nerdwallet&period;com&sol;blog&sol;travel&sol;what-to-do-if-you-have-an-accident-in-a-rental-car&sol;" target&equals;"&lowbar;blank" rel&equals;"noopener">You are responsible for damage or loss<&sol;a> to a vehicle rental&comma; and so you’re going to have to look into the insurance coverage you purchased when you rented the car&period; You need to also contact your own insurance company and see what they offer and check to see if any credit cards you have offer rental car insurance coverage&period;<&sol;p>&NewLine;<p style&equals;"text-align&colon; justify&semi;">Most of the time&comma; your personal car insurance policy should offer something similar to what you will get if you take the rental car company upon the available liability coverage&period;<&sol;p>&NewLine;<h2>Contact Your Insurance Company<&sol;h2>&NewLine;<hr &sol;>&NewLine;<p style&equals;"text-align&colon; justify&semi;">After you reach out to the rental company&comma; it’s time to call your <a href&equals;"https&colon;&sol;&sol;newsforpublic&period;com&sol;reasons-hire-general-insurance-company&sol;">insurance company<&sol;a>&period; You should ask your insurance company if they’ll file an accident report with the local police where you had the accident or if you need to do it&period;<&sol;p>&NewLine;<p style&equals;"text-align&colon; justify&semi;">You also can take this time to ask your insurance company what kind of coverage you have and what your deductible is&period;<&sol;p>&NewLine;<p style&equals;"text-align&colon; justify&semi;">A deductible is important because it’s how much you have to pay out-of-pocket for the rental car loss incurred&period;<&sol;p>&NewLine;<p style&equals;"text-align&colon; justify&semi;">If your deductible is &dollar;500&comma; you have to pay that much for car repairs <a href&equals;"https&colon;&sol;&sol;www&period;policygenius&period;com&sol;blog&sol;what-to-do-if-you-have-an-accident-in-a-rental-car&sol;" target&equals;"&lowbar;blank" rel&equals;"noopener">before your insurance coverage kicks in<&sol;a>&period;<&sol;p>&NewLine;<p style&equals;"text-align&colon; justify&semi;">When you rented a car&comma; the rental company probably verified that you have a deductible of &dollar;500 or less&comma; otherwise they might make you purchase additional insurance from them&period;<&sol;p>&NewLine;<p style&equals;"text-align&colon; justify&semi;">If you didn’t get a collision waiver or additional coverage when you rented the vehicle&comma; your insurance company only has to pay for the rental car if your policy has first-party coverage&period;<&sol;p>&NewLine;<p style&equals;"text-align&colon; justify&semi;">Even if you aren’t at fault&comma; you’ll need to pay the deductible straight to the rental company because it’s the company’s right to get their vehicle fixed as soon as they can&period;<&sol;p>&NewLine;<p style&equals;"text-align&colon; justify&semi;">Then&comma; it’s your insurance company that will try and get damages from the responsible party if you weren’t at fault&period;<&sol;p>&NewLine;<p style&equals;"text-align&colon; justify&semi;">You’re also likely going to have to keep paying the rental fees on a car while it’s being fixed&period;<&sol;p>&NewLine;<p style&equals;"text-align&colon; justify&semi;">If you did get the collision damage waiver or <a href&equals;"https&colon;&sol;&sol;www&period;nolo&period;com&sol;legal-encyclopedia&sol;i-got-into-a-car-accident-while-driving-a-rental-car&period;html" target&equals;"&lowbar;blank" rel&equals;"noopener">additional rental insurance<&sol;a> when you got the car&comma; you’re probably going to be in a better position&comma; so it’s something to consider the next time you rent a vehicle&period;<&sol;p>&NewLine;

Hardik Patel

Hardik Patel is a Digital Marketing Consultant and professional Blogger. He has 16+ years experience in SEO, SMO, SEM, Online reputation management, Affiliated Marketing and Content Marketing.

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